Property Owners Insurance
If you own a property that you do not occupy, you need a specialist property owners insurance policy. These policies can cover private houses, commercial premises or a combination of both types.
A typical property owners policy will cover:
- Physical damage to the premises
- Loss of rent following damage to the premises
- Property owners liability to cover you against a claim made against you as a property owner
- Employers liability (a legal requirement), to cover any staff you employ (e.g. cleaning or maintenance staff)
- Engineering inspection (optional cover to cover statutory inspection of lifts etc)
It is extremely important that insurers are given full details of the trade of all the businesses in the premises. If it is a residential premises, it is vital that you advise the insurers of the type of tenant as may insurers will not cover premises that are unoccupied or occupied by students, DSS recipients or asylum seekers. We have a very wide range of insurers and can place all types of property - ring or e-mail us and let us do the hard work for you!
www.norwichunion.com/landlord - A website for its residential property owners policyholders which highlights the challenges people face when owning a residential property portfolio. This website is geared to help you make the most out of your property investment and also your insurance policy.
Quotes & Enquiries
The following form is held on a secure server, which means the information you supply can only be read by us. Please click on the link to complete the quote form.
Should you have any queries or problems in completing this form, please contact us on 0116 284 6090 or by email at info@lfe-insurance.co.uk.
Click here for a property owners quote.
Click here for a quote on an unoccupied property.
For general enquiries or a bespoke quotation, click here.
Landlord's Emergency breakdown cover
Landlord's Emergency breakdown cover (so you don't have to be called out of bed in the middle of the night by your tenants) - to cover you for boiler and heating breakdowns, electrical emergencies, pest infestation, gas leaks, pluming and drainage problems, security emergencies etc - please click here for a quotation.
We will contact you within a maximum of two working days to discuss your requirements.