Business Personal Accident & Sickness Insurance

Personal accident and sickness insurance will provide the company with  a lump sum payment and/or weekly benefit for any director or employee who sustains an injury or illness that prevents them from working. The policy can also include death cover.

If in the event of an accident or illness to a director or member of staff, you wish to cover the company for the costs that it incurs e.g. the cost of paying the member of staff or the cost of hiring temporary employees, we can arrange a group personal accident and sickness policy to cover you company's costs .

• Cover can be extended to include sporting activities such as football, rugby, etc.
  
• Accident cover is usually provided for 52 or 104 weeks
• Illness cover is usually provided for 52 weeks

Cover against bodily injury or death, which can include:

1. Accidental death
2. Loss of sight, loss of one or more limbs, loss of speech, loss of hearing etc
3. Temporary total disablement from usual occupation
4. Temporary partial disablement from usual occupation
5. Permanent total disablement from usual occupation