Liability insurance with adverse financial history

Do you have an adverse financial history?  Have you had CCJs, been declared bankrupt or been a director of a company that has gone into liquidation?

If so it is extremely important that you advise your insurers of this fact, regardless of how long ago this happened.  Insurers usually ask on their proposal form "have you ever been declared bankrupt, or been a director of a company that has gone into liquidation......"

Unfortunately, if the answer is yes, many insurers do not wish to insure you.
If you do not declare the material fact, you may find that the policy is voided and your claim will not be paid.

However we are able to provide competitive insurance quotations on employers and public liability insurance for proposers with an adverse financial history.

Immediate cover available and certificates issued for proof to main contractors,
Employers Liability - £10 Million limit of indemnity.
Public and Products Liability - choose from limits from £1 Million to £10 Million.

Too often individuals or companies purchase Employers or Public Liability insurance because they require proof of insurance to undertake a contract. However, what certain companies and contractors fail to realise is that they are protecting their business or personal assets.

You do not have to be liable for a claim to be made against you. Even if you or your company were not negligent, you can incur costs just defending an allegation.

We have seen some contractors having to remortgage their house to pay for the legal costs and compensation for injury or damage they may have caused, just because they failed to take out liability insurance.

Why choose L. F. E. Insurance for your Employers or Public Liability Insurance?

• Independent impartial advice and quotations
• Competitive premiums from a wide range of leading insurers
• Cover can be tailored to your needs
• Monthly payment facility
• Independent advice and help on your claims

Ring Rob on  0116 284 6096 for independent advice and a free, no obligation insurance quote today!

Or Click here to obtain a quotation.