Motor Fleet Insurance for your business

Competitive motor fleet insurance  /

Telematic Fleet Insurance

Motor Fleet insurance can cover all the company’s vehicles (including directors cars) under one insurance policy and provide a premium saving as well as ease of administration.

If your company has three or more vehicles (including directors' cars, fork lift trucks, vans, lorries, motorcycles), they could now all be covered under one motor fleet policy, often at a very competitive price

 

 

 

 

Telematic Fleet Insurance

If 50% or more of your fleet is fitted with Telematics you could qualify for a rebate on your Fleet Insurance premium if this is used to help reduce the number of accidents.

The telemantics system must provide the following benefits:-

• Maximum speed notification when a vehicle exceeds 70 mph
• It must be able to record abnormal acceleration, braking and cornering
• The ability to identify both the driver and the vehicle
• It must be able to record the duration and distance of each journey.

The insurer's risk advisers can also help analyse the data from the telematic system installed in your fleet and make suggestions as to how the data produced by the system can help increase safety, reduce accidents or reduce fuel consumption.

Talk to us to see how we can help you use your Telematics to reduce accidents and reduce the cost of insurance.

 

A Motor Fleet or Minifleet Insurance policy may include the following benefits:-

• Any driver / with or without age restrictions
• Free courtesy car
• Free uninsured loss recovery
• Optional breakdown cover on vehicles up to 7.5 ton
• Additional vehicles attracting the same discount as your existing vehicles (rather than building no claims bonus from scratch on each additional vehicle)
• Blanket certificate which does not show a registration number - therefore no chasing of cover notes when adding or taxing vehicles
• Easy administration
• Simple to read documentation
• Free Vehicle management CD-ROM to help you manage your vehicles
• Monthly payment option
• Discounts or rebates for vehicles fitted with Telematics

Why choose L. F. E. Insurance for your Motor Fleet Insurance?

• Independent impartial advice and insurance quotations on your motor fleet insurance
• Competitive premiums from a wide range of  leading motor fleet insurers
• Cover and age restrictions can be tailored to the needs of your business
• Motor Fleet policies can include vehicles belonging to directors
• Monthly payment facility on your fleet policy
• Independent advice and help on your motor fleet claims

Ring Sharon or Rob  today on 0116 284 6098 for independent impartial insurance advice and a quotation on your company fleet

or click here to make an enquiry

Motor Fleet Management

Click Here for access into the Aviva Roadsense Motor Fleet Risk Management website. This provides a package of health & safety, legal and risk management solutions to help you manage your fleet.

Aviva Insurance have advised:-
"Employers are legally responsible for employees who drive whilst at work. The following 10 Essential Elements are designed to assist Companies to meet this duty of care.

Management policy
1    Assign a senior manager with specific responsibility for managing driving at work.

2    Implement a Health & Safety policy, which incorporates a driving at work policy.

3    Routinely undertake, record and act on the findings of risk assessments dealing with all aspects of driving at work including driver safety, vehicle safety and journey planning.

4     Ensure that every incident involving any vehicle driven on behalf of the company is recorded and that collective information is regularly analysed and action taken to reduce recurrence.

Driver safety
5     Provide a driver’s handbook that includes road safety guidance and sets out individual driver responsibilities, in support of the Company’s policies and procedures, e.g. what to do in the event
of an incident.
6     Ensure that all employees driving on behalf of the company are initially vetted, inducted and
regularly assessed, to establish that they are properly licensed, competent, suitably trained and medically fit to do so.

Vehicle safety
7     Ensure that when choosing vehicles to be used on behalf of the company, that they are entirely suitable for their intended purpose and that utmost importance is placed on safety features.

8     Ensure that all vehicles used on behalf of the company are regularly inspected and strictly maintained using the manufacturer’s recommended service schedules (and if applicable, in accordance with Operator licence requirements).

Journey planning
9     Check whether a road journey is really necessary – and encourage the use of alternative modes of communication / transport where this is practical.

10     Ensure that necessary journeys are scheduled to a realistic timetable and are planned to take into account the essential need for adequate rest periods."

Useful information:
LFE_Insurance_Motor_Fleet.pdf
AXA_Motor_Fleet_Risk_Guide.pdf
Key_Security_and_Vehicle_Theft.pdf
managing_work_related_road_safety.pdf
MOTOR_FLEET_ROAD_SAFETY.pdf
FleetRisksFactSheet.pdf

Motor Risk Management and Tools and Templates