Couriers' Liability Insurance to protect your company

Are you looking for  a competitive insurance quotations on couriers' employers and public liability insurance?

Immediate cover available and certificates issued for proof to main contractors.

Employers Liability - £10 Million limit of indemnity.
Public and Products Liability - choose from limits from £1 Million to £10 Million.

Employers Liability is a legal requirement. An employee does not have to be paid to be an employee under law and therefore able to make a claim against you. Generally, someone is defined as your employee if :-

• They are under a contract of service
• If you deduct National Insurance contributions and income tax from the salary when you pay them
• You control how, when and where they work
• If they are unable to work, they cannot employ a substitute

Employees injured due to an employer’s negligence can seek compensation even if the business goes into liquidation or receivership. Also the NHS can claim the costs of hospital treatment.

If you do not have employers liability insurance, the HSE ( Health & Safety Executive) can fine you or your company up to £2500 for EACH day that you do not have appropriate insurance.

Public Liability Insurance covers you or your business against the legal costs of claims made against you and also the cost of any awards of damages made to a member of the public or company, for injury or damage to property caused by you or your company.

Products Liability Insurance covers you or your business for injury or damage caused by any product you supply. It will cover the legal costs and the damages awarded against you and also any costs incurred by the NHS for medical treatment.

Why choose L. F. E. Insurance for your Couriers' Liability Insurance?

• Independent Impartial advice and quotations
• Competitive premiums from a wide range of leading insurers
• Cover can be tailored to your needs
• Premium can be rated on wages and turnover, number of employees or number of vehicles ( we will work out the best option for you)
• Monthly payment facility
• Independent and impartial advice and help on your claims

Ring 0116 284 6090 for independent advice and a free, no obligation insurance quote today!
Or Click here to obtain a quotation.